Is this PC safe for online banking?Find out in a minute — free.

A free, read-only check for Windows 10 and 11. It looks for the tricks scammers use, like remote-control programs, fake website redirects, and switched-off antivirus, then gives you one clear answer and plain-English tips.

Windows 10 or 11 · How to run itFree, no sign-upRead-onlyNothing leaves your PC

Is someone on the phone asking you to install a program or "check your computer"? Hang up.

Real banks, Microsoft, and Apple never call and ask you to install remote-control software or move money to "keep it safe". Call your bank back using the number on the back of your card.

How it works

Three simple steps

A website can't look inside your PC, so the check runs on your PC as a small, read-only program. Then this site turns the results into a big, easy-to-read report, right in your browser.

  1. Download and run the check

    Click Check my PC. Open the zip, then right-click SafeToBankCheck.ps1 and choose Run with PowerShell.

  2. Wait about a minute

    It looks at 12 settings and changes nothing. When it's done, it saves SafeToBank-Results.json on your Desktop.

  3. See your report

    The check opens safetobank.com/report for you. Drag the results file onto that page and you get a clear answer, with tips for anything that needs fixing.

Step 1

Check my PC

Free download for Windows 10 and Windows 11. You don't need to be an administrator.

Download the free check

SafeToBankCheck.zip · about 18 KB
SHA-256: cc74a2e09e482e3eb43c3c2044156c64a5249fe6361a9f0b8d352448bde8676e

Read the script before you run it (plain text, nothing hidden).

The check runs on a Windows PC. You can read this site, and the sample reports, on any phone, tablet, Mac, or car screen.

How to run it

  1. Find SafeToBankCheck.zip in your Downloads folder. Right-click it and choose Extract All, then Extract.
  2. Open the SafeToBankCheck folder. Right-click SafeToBankCheck.ps1 and choose Run with PowerShell. (On Windows 11 you may need to click Show more options first.)
  3. A blue window opens and runs the check. It takes about a minute.
  4. At the end it says "Now drag SafeToBank-Results.json onto safetobank.com" and opens the report page in your browser. Drag the file from your Desktop onto the page, or click Choose my results file.
  5. Press Enter to close the blue window.
Tip: if Windows blocks it. If you see "This file is blocked" or "not commonly downloaded", right-click the zip file, choose Properties, tick Unblock at the bottom, and click OK. Then extract it again. If PowerShell asks whether to run the script, type R (or Y) and press Enter.
For IT folks: powershell -ExecutionPolicy Bypass -File .\SafeToBankCheck.ps1. Add -NoBrowser to skip opening the report page, or -NoPause for RMM. Exit codes: 0 safe, 1 warnings, 2 fail.

See it in action

Watch the check run

38-second demo, no sound. It shows a clean PC getting "Safe to bank", then the same PC with AnyDesk running getting "Do not bank". (This website version also saves the results file at the end.)

What it checks

12 things, in plain words

Each item gets a simple Good, Take a look, or Fix before banking, with a one-line tip telling you what to do.

  • 1.Antivirus

    Is your virus protection on, watching all the time, and up to date?

  • 2.Firewall

    Is the wall that blocks unwanted connections switched on?

  • 3.Windows Update

    Has Windows installed recent security fixes, with no restart waiting?

  • 4.Hosts file

    Has a hidden file been changed to send your bank's website to a fake one?

  • 5.DNS servers

    Is your PC using a normal internet "phone book"?

  • 6.Proxy settings

    Is your web traffic being quietly routed through someone else's computer?

  • 7.Remote-control programs

    Is AnyDesk, TeamViewer, or a similar program running? This is the #1 trick in bank scams.

  • 8.Browser pop-ups and add-ons

    Which websites can pop up notices in Edge and Chrome, and which add-ons do you have?

  • 9.Recent virus finds

    Did Microsoft Defender catch anything in the last 14 days?

  • 10.Secure Boot and security chip

    Are the PC's built-in hardware protections on? (For your information.)

  • 11.Wi-Fi security

    Are you on open Wi-Fi with no password?

  • 12.SmartScreen

    Is Windows' warning for bad downloads and fake sites turned on?

You get one of three answers

Safe to bankNo problems were found. Go ahead.
Check the warningsNothing urgent, but read the yellow items first.
Do not bank on this PC until the red items are fixedSomething serious was found.

Privacy

Read-only. Nothing leaves your PC.

It only looksThe check reads settings. It changes nothing, installs nothing, and deletes nothing.

The check sends nothingThe script makes no internet connections. At the end it simply opens this website in your browser.

Your report is made in your browserWhen you drop your results file on the report page, it is read on your own device. It is never uploaded.

No trackingNo accounts, cookies, analytics, ads, or outside fonts or scripts. Public internet addresses are hidden in the results file.

Questions

Common questions

Is it really free?

Yes. No sign-up, no trial, no ads. It's a free tool from Adkins Technologies.

Does it work on a Mac, iPhone, or Android?

The check itself is for Windows 10 and 11 PCs. You can open this site and the sample reports on any device.

Do I need to be an administrator?

No. A few items (Secure Boot, the TPM chip, and full virus history) say "needs admin" unless you run PowerShell as administrator. That is normal and not a problem.

It said "Do not bank". What now?

Don't bank on that PC yet. Your report lists each red item with simple steps to fix it. If a remote-control program is running and someone is on the phone with you, hang up first. If you're unsure, ask someone you trust, or call your bank using the number on the back of your card.

Where is my results file?

On your Desktop, named SafeToBank-Results.json. A dated copy is also kept in C:\ProgramData\AdkinsTech\Logs, along with a text report (ending in -Report.txt) that the report page can read too.

Can it promise my PC is virus-free?

No check can promise that. It looks for the common problems and scam tricks that matter most for online banking.